All About Interval International Points

All About Interval International Points

RCI Points timeshares are popular and quite well known. In comparison, Interval International's point system (aka "Club Interval Points") has been flying under the radar. It has been around for a while, but it's not widely used, and most people know little about it. There are some key differences between the Interval and RCI timeshare points systems. Here's how Interval points work.

Shredded dollar bill Split your timeshare week into points

The basics of Interval's points program

  • Terminology. When you join this program, you become a member of "Club Interval Gold", which lets you use "Club Interval Points" for timeshare exchanges.
  • Membership types. "Club Interval Gold" is different than the normal "Interval Gold" membership, which is merely the upgraded individual membership (along with "Interval Platinum", the highest membership level). I know, it's confusing!
  • Specific resorts. Only certain resorts participate in this program. If you own a timeshare, or are buying a timeshare, at one of these resorts, you may be offered a chance to join the program.
  • Joining the points program. If you already own a week at a participating resort, and want to join the points program, you need to pay an additional fee to do that. If you are buying a timeshare from the resort, this membership may be included in your price.
  • It's optional. Participation in the points program is optional, and if you own a timeshare week, you can choose to just keep it as-is.

How exchanges work with Club Interval Points

  • Getting points. If you own a timeshare week which has been enrolled in this program, then when you deposit this week with II, you can get a certain number of Club Interval Points placed in your account. You can then use these points to book vacations.
  • The grid. Interval International publishes a grid called "Club Interval Weekly Points Values", which is the key to this system. This grid determines how many points you get when you deposit your week. Here is a snippet of the grid to illustrate how it works. The full grid is much larger.
TDI range

135-150
115-130
90-110


2 bedroom

78,750 - 115,500
65,625 - 96,250
52,500 - 77,000


1 bedroom

67,500 - 99,000
56,250 - 82,500
45,000 - 66,000


  • How the grid works. As you can see, two major factors that determine your points are your unit size and the TDI (Travel Demand Index) for the week you’re depositing. These two factors narrow it down to a range. For instance, if you deposit a 2-bedroom with TDI 115-130, you get 65,625 to 87,500 interval points.
  • How TDI works. TDI shows the demand for your specific week. High season and holiday weeks have a higher TDI than mid or low season weeks.
  • Other factors. Within a range, the actual points you receive will vary based on the demand for your destination, and the quality of the timeshare resort accommodations you’re depositing.
  • Lose points if you wait. If you deposit at least 120 days before the check-in date of your week, you will get the full amount of points that your week is worth. As you get closer to the start of your week, depositing it will get you fewer and fewer points. You cannot deposit your timeshare week less than 2 weeks before the start date.
  • 2-year expiration. Your Club Interval Points are good up to two years after the check-in date of the week that you deposited. This is the same time period you’d have if you deposited a normal timeshare week. The difference is that you can extend weeks, but you cannot extend points.
  • Booking a vacation. The same grid controls what you spend to book a vacation using your points. When you want to book a full week at some resort, the unit size and TDI you want determine the range, and then the points for that specific resort will fall somewhere within that range.
  • Short stays. You can book short stay trips of 1 to 6 nights if you don't want to spend a full week. Week nights (Sunday to Thursday) cost 10% of the weekly points. Weekend nights (Friday and Saturday) cost 25% of the weekly points.
  • Multiple vacations. You can book as many vacations as you have points for. If you're booking a timeshare that is comparable to the week you own, that will probably be one vacation. If you want to book smaller units, off-season stays, or short stay vacations, then you could end up with multiple vacations from your deposit of a single week.
Comparing RCI vs. II How do RCI and Interval points compare?

Differences between Interval Points and RCI Points

  • No separate membership. RCI has separate accounts and logins for RCI Weeks vs. RCI Points. For Interval International, this is not the case. Once you belong to Club Interval Gold, all of your II timeshares (except any in a separate corporate account) will be part of the same account. Some may be part of the points system, while others are not.
  • No separate inventory. RCI keeps weeks and points inventory separate. With Interval ponts, there is not a separate set of inventory.
  • No use years. RCI points has the concept of a "use year". You get your points at the beginning of the use year, and expiration dates are counted from that date. With Club Interval Points, you get your points when you deposit your week, and the expiration date is counted from that week's check-in date.
  • Different booking windows. With RCI points, there is a somewhat complicated system of when you can book a vacation. To stay at most RCI points resorts, you can book your vacation 10 months in advance. With Club Interval Points, you can book a vacation up to 2 years in advance.
  • No borrowing, renting, or transferring points. RCI points lets you borrow points from a future year, rent additional points from the company, or transfer points to another members. Interval does not currently have these options.
  • You can't sell the points membership. If you look at eBay or anywhere else that timeshares are sold, you will find many RCI Points timeshares for sale. If you upgrade your RCI week to RCI points, then you can almost always sell your timeshare as RCI points, and a new owner gets the benefit of that upgrade. On the other hand, the Club Interval Gold membership which lets you use Club Interval Points does NOT transfer to a new owner. If you sell the timeshare, you are just selling the underlying week. If the new owner wants to use it as points, they would need to pay to upgrade that membership again.

Conclusion - Are Interval Points worth the upgrade?

Since you cannot sell the Club Interval Gold points membership when you sell your timeshare, you need to consider the cost of the upgrade as a sunk cost. You cannot recoup this value when you sell.

  • Think about how many years you anticipate using your timeshare, and divide the upgrade cost by that number of years. It will cost you that much per year to get the extra flexibility of using Interval points.

Is it worth that much more per year? This will depend on your situation.

Points offer greater flexibility How much is greater flexibility worth to you?
  • If you normally vacation a week at a time, and you have been happy with the timeshare exchanges that you have gotten through Interval International, then it is probably not worth the cost for you to get into the points program.
  • On the other hand, if you think you would make a lot of use of short stay vacations, or want to use one high-value timeshare week to get several smaller or off-season vacations, then this could make sense for you.
  • One other advantage to enrolling your timeshare week in Club Interval Points is that you can tell exactly how much it's worth, compared to what you want in exchange. As mentioned in a recent post RCI vs. Interval - Filtering and transparency, that's not so easy otherwise. Personally, I wouldn't pay extra just for this, but you could view it as a side benefit.

Comments? Questions?

Consumer Awareness Guide to TimesharesHave you used Club Interval Points? If so, what's your experience with them? Are you thinking of buying into the system? I'd love to hear what you think, so please leave a note in the comments below.

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I think timeshares can be great, but they can also be confusing. This is partly because every system is different, and partly because timeshare salespeople are not known for explaining things properly and giving people the facts. Be sure to check out this free Consumer Awareness Guide to Timeshares before you buy anything. It could save you a bundle of money, and some headaches, too.
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Hi! I'm Deanna, founder of Winning the Timeshare Game, and author of the books. After running an international tour company, I'm now into the fascinating world of timeshares. I enjoy sharing all the tips I discover, and I'd love to see everyone have as much fun with their timeshares as we do!

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35 Comments

  1. Tonya Jones

    We are not happy with the points system that we was forced to get from our timeshare in Orlando .They made it sound so good and told us all owners would have to go to the points in the few years if they wanted to or not .Not only can we not find anywhere available we have to pay a fee to trade on top of the interval membership and mantiance fee.We are paying money to stay at our own resort. We could of rented to for a week cheaper that all the fees we have paid .

    • Hi Tonya -
      I'm sorry to hear that you're so disappointed with your move to timeshare points. Moving to points is not required. It is true that more of the industry is going that way, but there are still a lot of people who own weeks, and they're still very usable. Paying more money to "upgrade" to points sometimes mean you end up paying more and owning less. We had an experience with that too, that I wrote in Timeshare Owners' Update - Watch the Math.

      Unfortunately, it seems to be a common tactic for salespeople to tell you that whatever you have is no good anymore, and that you need to spend more $$$ to get something else. I'm sorry that you found this out the hard way, and wound up so unhappy with the results. Hopefully you'll be able to find some good vacations with it eventually, even if it's not the cheapest way to go.
      - Deanna.
      Deanna Keahey recently posted...Should I cancel my timeshare purchase?

    • Nichole

      The same thing happened with us. I own weeks with Palace Resorts and they told us at Silver Lake that we can transfer those weeks into points with RCI. We wanted to use those points to pay for my airfare to Kilimanjaro this summer. It turns out we have to pay $448 for every week we want to transfer, there are no flights to Kilimanjaro through RCI, and if I wanted to fly into another airport in Africa, it was going to cost me double the amount of buying a regular flight outside of RCI. As far as I am concerned we have been completely ripped off and I am so disappointed in our decision to purchase this timeshare. They said that was the only way to get a conversion account through RCI. If we contact an attorney is there a way to get out of this agreement since the information they gave us was false?

      • Hi Nichole -
        Thanks for sharing your story. I'm sorry to hear about that! The single biggest problem with the timeshare industry (in my mind), is how so many sales rely on giving people misleading, incorrect, exaggerated, or deceptive information. You're not the only person to get taken in by their claims - it happens every day. 🙁

        As to whether you can get this contract dissolved by hiring an attorney, I can't say for sure. First, let me say I'm not a lawyer, and this is just my non-legal opinion. The risk is that you could lose the case and pay significant legal fees. Timeshare companies have more money for lawyers than you do, and their written contracts have probably been through rounds of legal review to try to make them bulletproof.

        On the other hand, sometimes the timeshare companies lose a lawsuit, and the consumer wins. There was just a big judgment against Westgate in a lawsuit where the sales people promised a couple specific things, but what they got was not the same as what they were promised.

        So the upshot is that sometimes it's possible to win a case, but I'd say the odds aren't in your favor, and you'd need to recognize the cost of taking them on. The more evidence you have to back up the promises they made (and broke), the better your chances.

        If you do decide to pursue a court case, I'd love to hear what happens with it, and I'm sure others could benefit from the story, too.

        Best of luck with it! - Deanna.
        Deanna Keahey recently posted...5 Ways to Avoid Getting the Exchange You Want

  2. Kathy Meiser (Amber)

    I logged into our account and attempted to look up our resort to see what the point value for it would be or any of the other resorts, but I don't see point values. It's difficult to know how much of a value this would be unless we can see how many points we would actually need to spend to purchase time in a resort for a vacation. If others are doing this why aren't point values also listed on the website too?

    • Hi Kathy -
      Thanks for your comment. It's certainly smart of you to want to see this, but II does not make this as easy to find as RCI does. You can get a rough idea by looking at the points charts that you'll find in the printed II Resort Directory, in the "fine print" section (Terms & Conditions). It has a table that shows ranges of points for different unit sizes and Travel Demand Index values. From this, you could see that your timeshare would get something like "45,000 to 60,000" points, and what range of points you'd need to book other vacations. Unfortunately, that doesn't tell you exactly where in the range your resort or others would fall.
      Hope that helps! - Deanna.
      Deanna Keahey recently posted...What is Flexchange, and how can it help you?

  3. Patrick

    Hi, we just sat through a sales pitch on the point system and walked away. The most compelling aspect was the promise of increased availability in resorts with high demand. The sales person said that owners in the point system have a 97% chance of getting into the resort of their choice within two years and a 100% chance beyond two years. He said that as full-week traders our chances are now closer to 50% and will drop to 20% as more resorts move to the point system. Is there any truth to this? BTW: As we walked away, he tried to get us to sign a paper stating that we understood that by not buying into the point system, we know that we have limited availability and limited trading value. We refused to sign the paper and he said he was going to sign it for us. When we said we wanted to take a picture of the paper for our records, he became very unprofessional. Also, the initial offer to trade in our unit in a non-point resort and sell us a unit in his resort with points dropped about 66% when we walked away.

  4. Hi Patrick -
    Thanks for sharing your story. Personally, I think you made a good decision by walking away. I believe that the whole system in this industry of trying to pressure people into making quick decisions without time to fully research and understand their purchase is a bad thing. If everything was as great a deal as they make it out to be, then they should be happy to give you time you need to make up your mind, right?

    Anyway, I would chalk up all those statements you got as exaggerated and misleading in the best light, and something less charitable in a worse light. There is no way that they can guarantee you 97% or 100% access to the resort of your choice. That is ridiculous. There are resorts where the demand is much greater than the units available, and even if you have points, that is not going to change. And what about those non-point resorts, like the one you own now?

    II points is still a relatively small system, but they're pushing it harder now. As time goes by, the ratios will start to shift away from weeks availability and towards more points availability, but that is going to be a gradual process, and it's not something that has already happened, or that will happen next year. If you look at RCI points, which is a more mature and popular system, there is still substantial availability on the weeks side, too.

    As for a form that says you will have limited availability and limited trading value, that is the normal situation. Every timeshare, whether it is weeks or points, will have limited trading value, and face limited availability when you want to trade. It's just a scare tactic. And his offer dropped when you walked away? I'm pretty sure there will be more timeshare salespeople out there eager to sell you something in the future, too. (-;

    Thanks, and best of luck with it! - Deanna.
    Deanna Keahey recently posted...Florida bill aims to weaken timeshare protections

  5. Jersey Shore Girl

    My husband and I were offered to upgrade into the Interval Points system. We own at Westgate. We declined the offer for many reasons including: 1.) Westgate is ruthless and they just want to drain your checkbook (after you go to the awful cattle call breakfast presentation)....like the Versailles Palace isn't enough for the founder and his wife! HA! And not enough plastic surgery for her either! HA! 2.) It is very difficult to trade with Interval....and I am suspect that it is because they offer deposit requests 2 years in advance. This means you need to prepay your maintenance 2 years ahead as well. Who makes out the best in this deal? The resort developer. Do you really want to tie up your money that long and not be guaranteed a trade? Hmmmmmmmm.

    • Hi Jersey Shore Girl -
      Thanks for sharing your experiences and the reasons for your decision - that can be helpful for others to see. Good point about depositing 2 years in advance, and the resulting need to pay your fees 2 years ahead. That does tie up your money quite awhile, and it also ties you into your II membership for that time, too.
      Thanks! - Deanna.
      Deanna Keahey recently posted...What is Flexchange, and how can it help you?

  6. Andre

    I purchased a westgate timeshare 7 days ago. I have buyers remorse. I've sent my cancellation letter 3 days ago. Can I still purchase a membership with interval ?

  7. Joe Lenig

    Hello Deanna - enjoying your candor on this blog so I'd like your opinion on whether my latest timeshare experience moving from weeks to points with II and Vacation Villages is a good one. I won't waste your time rehashing what everyone on this blog has stated about the pressure sales, the signing of an "opt-out" document..etc.. it happened to us too and it's rather pathetic... but it works (for them). Here are my details: For the past 5 years, had a week 17, 2 lock-out units totaling 4 bedrooms in a highly regarded destination in Williamsburg, VA. Paid $23,000. Also had II Gold for 2 bonus weeks which we hardly used due to the inflexible terms. After the high pressure "Owner's Meeting" this past weekend, we ended up with the same number of units/rooms, a better week - 25 - but at the OTHER Williamsburg resort which is much older. Paid an additional $8,000 and got 206,000 points. All-in-all, I'm OK with the deal but I need to know if 206,000 point is a great value since I'm not familiar with this system yet. If it IS a great value, then I recommend to your reading that they should walk-out on the first 3 deals they offer.. the price WILL come down!

    • Hi Joe -
      Thanks for your message! I don't have a simple answer for you, but here's how I'd evaluate your deal...
      a) The swap from one resort to another. Is a better week at the older resort worth more or less than what you had, in terms of exchange power, rental value, or eventual resale price? That's hard to say - it could be a wash, I don't know.
      b) The points. II points don't transfer when you sell the timeshare - the person who buys it from you gets just the underlying week, not the points. That means that the value of the points lies entirely in what use you get from them over the years that you have it. For instance, if you own and use that for 15 years, the $8K comes to $533/year. Do you get an additional $533/year worth of vacations from this? You'll have to see how it works out, and decide this based on the usage you get.
      c) Maintenance fees. You didn't mention whether your fees go up, down, or stay the same. If they go up or down, you can adjust your calculations in b) accordingly.

      I hope everything goes well for you, and you're happy with your purchase. I'd love to hear back once you've had a chance to use it awhile! - Deanna.
      Deanna Keahey recently posted...5 Ways to Avoid Getting the Exchange You Want

  8. Amy

    We have been given the option to convert our points program from RCI to II because our resort has started to work with II. We would need to pay appx $3500 and our point would drop from 76,000 x 2 weeks to 66,000 x 2 weeks. (20k less a year). I can see from above comments that from a resale perspective this could really hurt us. Do you have any info on the strength of the points in RCI vs II? I definitely don't like paying $3500 but what is more unclear to me is why we would give up points unless they are so much stronger in II. We have an oversized 1 br in Aruba during high season.

    • Hi Amy -
      Thanks for your comment! Points in one system are not the same as points in another system - RCI points, II points, Diamond Resorts points, Wyndham points, etc... You really can't compare the numbers between systems, because they're so different. However, as for the deal they're offering you, you're right about the resale issue - that's a downside. My personal thought on this is that if you've been happy with your RCI points vacations so far, then I wouldn't pay $3500 more to switch. Best of luck with it! - Deanna.
      Deanna Keahey recently posted...How to use the RCI Deposit Calculator, and why

  9. Greg

    My wife and I opted for the weeks to points on our timeshare units a Morritt's Tortuga Club for $4,500.00 for our two units there in June. We felt pressured to do for the many reasons stated above. Two weeks ago while talking to membership about having 3 different accounts under Interval and having them consolidated under one number I asked how I could get my other 3 timeshares converted into the points system. Two others are with Morritt's Grand in Grand Cayman also and one was located in Big Bear, CA. I was told that that if I added one or more years to my II gold membership ($148.00) that they could convert the other two Morritt's units. I did the transfer to points. Did I just stumble across another way to convert or was this just a fluke? The Grand and Tortuga properties are different corporations and properties.

    • Hi Greg -
      Thanks for your message! So they enrolled your 2 other weeks in II points with no additional upgrade fee, just for extending your gold membership? That is definitely a much better deal than paying the normal conversion prices. I don't know how many people they've offered such a deal, but it's the first I've heard of it.
      Thanks for letting us know! - Deanna.
      Deanna Keahey recently posted...5 Ways to Avoid Getting the Exchange You Want

  10. John Ritchey

    We found one advantage of the points program is that you receive bonus weeks which would have been discontinued after ten years. We always use our bonus week for off season vacations.

    • Hi John -
      Thanks for your comment! For people who can make use of the II bonus weeks, they are a great thing, and you're right that they work well for off-season vacations. Some people get these with timeshare weeks, as well as points. I'm happy to hear that things are working well for you!
      Enjoy! - Deanna.
      Deanna Keahey recently posted...Florida bill aims to weaken timeshare protections

  11. Harvey Rappaport

    how does one transfer a timeshare week from the week exchange program to one that uses points? I have a week with IT regular and another with club interval international (gold)

    • Hi Harvey -
      Thanks for your question! Whether you can do this depends on whether the resort where you own a week participates in the II points program. If they do, then you will probably be approached at some point to move into the points program (for a fee, of course). If that resort is not part of the points program, then you can't change it - you need to use it as a week, just as you always have.
      Thanks! - Deanna.
      Deanna Keahey recently posted...Westgate takes timeshare lawsuit to Supreme Court

  12. Missie

    Is it true if u opt out of converting to points, u won't have another chance? Or if u do what is the possibilities of offering it at the same price. So they want to offer us 78,000 in points for $3000. We already paid $5000 for an every other year time share. We used it 3 times. We pay like $550 in maintenance fees. So if I take your advice and we use this 5 more times than we r really paying like $1150 every other year to go on vacation. Not sure it is worth it by the time u pay airfare. If I could talk them down in price how far down do u think they will go? Just thinking if I should do it y I am being offered as I may not do it ony own in the future or may not be offered it again until 2017. We do want to go to Hawaii and back to Disney again.

    • Hi Missie -
      Thanks for your comment! I think you're smart to check the math that way, and question whether that total cost is worthwhile for your vacations. The other thing to consider is that if you use it for 5 more vacations, would you get $600 MORE value out of each of them than with your current system? If you've been able to take vacations you like with your timeshare the way it is, then I seriously doubt you'll get more than double the value out of it by changing to points.

      As for what price they may go down to, I really don't know. But I think it's highly likely that you'll get another sales pitch to convert to points in the future if you take a pass on this one. It's not like they're going to run out of points, and it's a good way for them to make more $$ from existing owners.
      Hope that helps! - Deanna.
      Deanna Keahey recently posted...How RCI Trading Power Protection works

  13. Rich a

    I have belonged to rci since 2005 with 60500 points . We bought into the caravanserai now the Algeria. The caravanserai went bankrupt and new owner null and void all timeshares. Can I still belong to rci with not owning a timeshare. All 2500 or so timeshare holders out money plus rci points or weeks. Can I just buy rci points and still belong. Thank you.

    • Hi Rich -
      I'm so sorry to hear about that! I wrote about the Caravanserai situation awhile ago in Lawsuit leaves timeshare owners big losers. It's just heartbreaking! 🙁

      You can keep your RCI membership as long as you keep paying the membership fees. That will give you access to the Last Calls & Extra Vacations, but you won't have any points to use unless you buy another timeshare.
      Sorry!! - Deanna

  14. gio

    Hi Deanna I just purchased a 2 yr trial for $1,000 with club interval giving me 40,000 thousand points per yr to try them out. Is this a good move too see the clubs true colors????. Or they got me.( concerned).

    • Hi Gio -
      Thanks for your message! I can't say whether you'll get enough value out of this to cover your $1K cost, but at least that's a limited amount, and you're only signed up for a trial period. I'd recommend that you go ahead & try it out & do as much testing as possible during that time, to see exactly what value those points give you. I'm sure they'll want you to sign up permanently (for an additional cost!), so you can be as informed as possible when that time comes, to see if it's going to provide value for you or not.

      Good luck with it! - Deanna.
      Deanna Keahey recently posted...Interval Gold and Platinum - Are they worth it?

  15. gio

    Oh I forgot its a gold club

    membership.

  16. I am so happy I found your website and all the comments regarding changing from my current Interval to the point
    system. I just finished an aggressive sales pitch like everyone else. My time share is in St. Maartin and I have
    been very happy with Interval International. For $3,000 I can convert to points of 38,750. I'm happy with what
    I've got so thanks for confirming my thoughts on the matter.

  17. Sandra Roberson

    If we decide to sell our timeshare unit in 2017, can we still use our 2016 deposited week to exchange through interval international or will we lose it?

  18. Kelly Andrasco

    I have a timeshare with Diamond Resorts. The points charged for a 2 bedroom unit are much, much lower than the same unit if we were to use Interval International. Do you know why that is? In years past, I booked through Interval because the availability was better than through Diamond.

    • Hi Kelly -
      Thanks for writing! I'm not sure I understand the question, but are you talking about using Interval points vs. Diamond points to book the same timeshare? If so, then the important thing is that points in one system are totally different than points in another system. It's like Australian dollars vs. US dollars vs. Canadian dollars. They may be called the same name, but they're not the same thing, and prices in different dollars can vary widely, just like they can with points.
      Thanks! - Deanna.
      Deanna Keahey recently posted...RCI Platinum - 2016 Evolution and what's next?

  19. Steven Jones

    Deanna

    I happen to own ten Hyatt 2 bedroom units, all diamond weeks and purchased from resale for about 20% of the original price. I figured out the scams many years ago and have used my knowledge to my benefit.

    I hate when I hear the sales people when the are pitching and showing prospects the 16 or so properties in the portfolio. They ask, how would you like to ski Beaver Creek........well, unless you buy a 2200 point unit at your home resort, you will not get into Beaver Creek, Aspen or any peak season anywhere. One third of the properties are fractional and the owners are not giving up their weeks for 2200 points to exchange. The maintenance fees in these high priced resorts are $7- $10k per week......

    They tell people that the system works easily because people are always willing to give up their weeks....Ha, what BS. They don't tell them that Hyatt and other local brokers in the towns offer to market their owned weeks so to recover the maintenance fees. In winter months these brokers are very easily helping the owner recover some of their weekly costs. This process limits the amount of units that other timeshare owners are told they can trade into..........BTW........if you would like to go to Aspen during mud season or when the lifts are closed you can certainly get in. But then you could buy a room at the St Regis for $150 per night in May in Aspen.

    As for converting your weeks to points, good luck..........the only thing that ever appears in the pool is undesirable weeks at undesirable resorts, in general. Or you get Caribbean Islands that give you a free room but you must by their meal plan for $350 per night per couple.

    So as far as I am concerned the program is a big scam and unless you know the loopholes I wouldn't trust a word they say.......remember it is all about the money and interval will figure out how to win the game.

    So when you want to stick your toes into the water, remember it is tainted with greedy blood. Buyers are brought into these sales presentations with sharks that are looking to make commissions and will lie, lie, lie!

    Deanna, I realize that you try to stay as politically correct with your responses...........appreciate that but I think that the industry should have a "fact" site like they do for political candidates.

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